Credit Cards Agents in Kolkata
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WHAT IS CREDIT CARDS
In this superfast internet and technology based economy cash handling and cash transaction is obsolete now. India government want to promote digital economy in lieu of currency based economy. Because it will help and developed Indian economy, it will stop black money, every transaction will be neat and clean, government revenue will increase. Credit card and debit cards also know as plastic money. Through credit cards you can buy any goods and services on depends on the credit cards and you can pay later as per the specific date.
CREDIT CARD ISSUING AUTHORITY
Credit card issuing authority are RBI authorized Banks including government banks and private banks, NBFC or non banking financial corporation, etc. financial institutions.
DIFFERENT TYPES OF CREDIT CARDS
In credit card markets there have many different facilities, features and benefits in different types of credit cards. Most popular credit cards offer include fuel credit cards, cash back credit cards, entertainment credit cards, co branded credit cards, students credit cards, women credit cards, travel credit cards, lifetime free credit cards, business credit cards, premium credit cards, global credit cards, low interest credit cards. Depending on the credit card features and facilities credit card are categorized as gold card. Classic card, titanium card, platinum card, privilege cards and mostly affiliated to international payment gateway s like American express, master card or visa.
CREDIT CARDS ISSUING BANKS & NBFC
CREDIT CARDS INTEREST RATES
ELIGIBILITY REQUIRED FOR CREDIT CARDS
Off course all type of credit card’s basic eligibility is your financial status. If you are first applicant of credit card then bank or credit card issuing authority will check your previous few months (minimum three months) bank’s statements, Your IT return, your income proof etc. and if you are already a credit card holders then bank or credit card issuing authority will check your previous track records, CIBIL, and other common documentation as per requirements. All banks and credit card issuing rules and regulation is mostly common in all cases.
AGE REQUIRED FOR CREDIT CARDS
In India there have no any minimum and maximum age limit for credit holders but most of the cases you can’t hold credit card before 18 years of age.